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Convenience Ideas

Convenience in Our Products

Community First Bank offers the convenience of debit cards, credit cards, mobile and online banking. 
Our MASTERCARD®/VISA® program offers customers the convenience of accessing small loan requests quickly. Apply today and enjoy the benefits and added services of the Community First Bank Credit Card.

  • No Annual Fee
  • Easy minimum payments - Only 3% or $20.00, whichever is greater.
  • Make a payment online - Visit www.mycardstatement.com
  • Cash Advances - Available at financial institutions nationwide.
  • Travel Accident Insurance - Included free when your travel fare is charged to your credit card account.
  • Optional Credit Life Insurance
  • Local Hometown Service! For your convenience, payments can be made electronically or at any office.
  • To view rewards visit www.scorecardrewards.com
Verified by Visa
Your Visa card is now protected by Verified by Visa — it password protects your card for free. The next time you shop at participating online stores, enter the information requested to activate your card in order to complete the transaction. Your card will then have password protection whenever you shop online at participating stores listed at www.visa.com/shopverified.
Debit Card works like a check, only easier. It can be used anywhere MasterCard is accepted. Purchases made with your Community First Bank debit card are deducted directly from your checking account. Your debit card also provides Automatic Teller Machine (ATM) access. With your debit card and Personal Identification Number (PIN), you can withdraw cash at any ATM displaying the Pulse or Cirrus logo.

Debit Card has a daily purchase limit of $1,000.00 and daily ATM withdrawal limit of $300.00 unless higher limits are requested in advance.

  • Some of the specifics that apply to debit cards include:
  • No Annual Fee
  • $2.00 per ATM transaction (four free monthly)
  • No transaction fee for debit card purchase transactions (Signature based)
  • $10.00 per PIN replacement
  • $10.00 per card replacement
  • $10.00 Lost Card Reporting (No Replacement)
  • $20.00 Lost Card Reporting (With Replacement)
  • Foreign Transaction Fee 1% of transaction amount
  • Currency Conversion Fee 1% of transaction amount
If card is lost or stolen please call 866-546-8273.

Surcharge-Free ATM Locations

The Store
1201 Badger Ave
Stevens Point WI 54482

Stop N Go
281 E Grand Ave
Rosholt WI 54473

The Store
3601 Carrie Frost Dr
Stevens Point WI 54482

The Store
425 W Grand Ave
Rosholt WI 54473

The Store
32 Park Ridge Dr
Stevens Point WI 54481

Community First Bank, Working Harder to Make Your Life Easier

Bill Pay is the fast, convenient, and secure way to pay all your bills online. With our Bill Pay service, you’ll save time and money. You’ll make paying bills online worry free, and make your life easier

Benefits of Paying Bills Online

It's Convenient
Our Bill Pay service is always available - pay your bills any time, from any place (even your office . . . we won’t tell.)

It's Secure
To safeguard your personal information, our bill pay system uses only the safest and up-to-date software and practices.

It's Easy to Use
  • Read through the Frequently Asked Questions
  • Ask a Personal Banker to show you the product features and the benefits it offers you.
  • Talk to one of our knowledgeable Representatives at 715-344-5522 (Stevens Point), 715-677-4523 (Rosholt) or 715-454-6264 (Elderon).
It's On Time and On The Money
  • Set it up for on time and accurate payments.
Discovered an issue? Call the support lines listed above. Please allow the right amount of time--usually five to seven business days, based on guidance from the individual or company you are paying--to process, schedule, and send your payment.

It's Trackable
Bill Pay history is available for 19 months. Check the status of payments and access payment history. You also can sort by payee, date, amount and category.

Discover Remote Capture with our Magic Black Box

Our MAGIC BLACK BOX is a reality that gives you quick access to your cash. You no longer have to deposit your customers' money orders, personal checks, cashier's checks, and corporate checks at the bank.

Our MAGIC BLACK BOX gives you secure and reliable check processing directly from your office: Your check processing is centralized with one bank. Trips to the bank and deposit slips are a thing of the past.

Advantages
  • Deposit checks right from your office.
  • Reduce check fraud with accelerated check clearing.
  • Quicker access to your funds with later deposit deadlines
  • Increase cash flow: receive credit the very next business day.
  • Eliminate multiple banks and the associated reconciliation effort and cost.
How It Works
1. Log onto our MAGIC BLACK BOX password protected site.
2. Feed your check into the scanner and process payment.DONE!

In 2006 alone, more than six billion checks were scanned and safely processed electronically. Now you too can join in receiving the benefits. Our MAGIC BLACK BOX is simple and affordable. Call us for a free 10-minute demonstration.

Powerful, yet simple, our MAGIC BLACK BOX technology adds up to money in your pocket.
Online and Mobile Banking System Enhancements!
From every device you use the look and feel is the same making it much more user friendly. Our improved online and mobile banking experience offers new enhancements to optimize our users experience.

  • Enhanced security features. Two Factor Authentication (2FA)- Receive a text or phone call with a code to enter in as part of the login process or when a high risk transaction is being completed. Phone calls do not come from Community First Bank and will likely be from an out of state phone number
  • Bank to Bank Transfers will be labeled “External Transfers”
  • Find our nearest bank location or an ATM with interactive maps
  • Organize your dashboard to look the way you like it
  • Live Chat feature available Monday – Friday from 8:00 AM – 5:00 PM, excluding holidays
  • Enhanced e-Statements now available within the mobile banking app
Download our mobile banking app
 
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Imagine getting your statements at home or at work, on your computer, quickly, privately, and securely. Imagine the peace of mind not risking your personal information by having a statement stolen from your mailbox.
Well, you don't have to imagine it.

You can have this and more by signing up for e-statements (electronic statements). Join the hundreds of customers who already enjoy this great and safe service.

Contact us on how to sign up.
We can provide access to all major credit card networks. So whether you accept only Visa™ and MasterCard™ - or everything in between - we can find a solution that will work for you.

We use real people. Locally-based card processing experts who visit with you at your business, install your system, help train each of your employees on all shifts - and stay in touch with you on a regular basis to make sure everything is as you expected. That means you don't need to wait for service. We're there - in person - to help.

This is our difference:
  • Local, one-on-one service
  • Simplified paperwork
  • Easy-to-read processing statements
  • On-site staff training and set-up assistance
  • The latest equipment and features
  • Customer service available 24/7
  • Competitive pricing