a couple reviewing documents with their lender

Loans

We provide a full range of financial services for you.


Your request, large or small, will always receive complete and careful consideration.
Our highly experienced loan department staff will discuss your loan request and recommend the best terms available.
Most importantly, our primary concern is to protect your financial security and offer you quality loans at a fair rate.

We provide the following types of business loans :
  • Fixed or Variable Rate Real Estate Loans
  • Personal Loans
  • Agriculture Loans
  • Business Loans
  • Business Accounts Receivable Loans
Our experienced team will take the time to understand your company's background and present circumstances, as well as its future opportunities.

Whether you plan on refinancing or restructuring debt, adding fixed assets, or increasing working capital, our professionals will dedicate their time and expertise to assist your management team in developing an entire financial services program that best fits your business goals. We will work with you every step of the way, ensuring a timely response to your specific business needs.

Let us help you develop financial and business solutions for:
  • Working capital, including seasonal needs
  • Debt refinancing or restructuring
  • Recapitalization
  • Growth and expansion opportunities
  • Management or shareholder buyouts
  • Strategic acquisitions
  • Fixed-asset additions
For the businesses that have a heavy reliance on business-to-business transactions and see their growth hampered by waiting on the collection of these large, slow paying receivables the bank offers a special type of line of credit.

This special agreement allows the bank to actually “purchase” the receivable giving the business owner the advantage of having the cash generated from the invoice within days of the completed work rather than waiting months. This type of funding is for receivables only and it’s tailored to fit businesses that are expecting significant growth.

Contact one of our Commercial Lenders at 715-344-5522 to get started.