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Loans

We take pride and care in providing a full range of financial services for you.


Your request, large or small, will always receive complete and careful consideration. We consider your situation and individual needs when putting together your loan package. We tailor the terms of the loan to your particular needs. Our highly experienced loan department staff will discuss your loan request and recommend the best terms available. Most importantly, our primary concern is to protect your financial security and offer you quality loans at a fair rate.

We provide loans for any worthwhile purpose including:
  • Fixed or Variable Rate Real Estate Loans
  • Business Loans
  • Agriculture Loans
  • Personal Loans
  • Business Accounts Receivable Loans
Community First Bank specializes in loans to businesses that are secured by accounts receivable, inventory, machinery, equipment and real estate. We can also secure your loan with other assets of the business or its owners. Our objective is to provide you with flexible, value-added financial services that will help your business overcome challenges with the strength of a leading financial organization.

Our experienced team will take the time to understand your company's background and present circumstances, as well as its future opportunities. We can offer tailored financial and business solutions that help companies succeed and owners achieve their goals. The first thing that impresses customers about Community First Bank is the scope of our services. Yet, the quality that impresses customers most is our responsiveness.

At Community First Bank, providing superior, high quality service is our commitment to you and your business. We focus on providing high quality, customized service and are dedicated to efficient decision-making - so you'll enjoy increased flexibility and a high level of responsiveness no matter what the issue may be.

Whether you plan on refinancing or restructuring debt, adding fixed assets, or increasing working capital, our professionals will dedicate their time and expertise to assist your management team in developing an entire financial services program that best fits your business goals. We will work with you every step of the way, ensuring a timely response to your specific business needs. Let us help you develop financial and business solutions for:

  • Working capital, including seasonal needs
  • Debt refinancing or restructuring
  • Recapitalizations
  • Growth and expansion opportunities
  • Management or shareholder buyouts
  • Strategic acquisitions
  • Fixed-asset additions
For the businesses that have a heavy reliance on business-to-business transactions and see their growth hampered by waiting on the collection of these large, slow paying receivables the bank offers a special type of line of credit.

This special agreement allows the bank to actually “purchase” the receivable giving the business owner the advantage of having the cash generated from the invoice within days of the completed work rather than waiting months. This type of funding is for receivables only and it’s tailored to fit businesses that are expecting significant growth.

Contact one of our Commercial Lenders at 715-344-5522 to get started.